What states does Barefoot One provide trucking insurance in?
We are an authorized GEICO partner providing tailored commercial auto and trucking insurance across six core states: Alabama, Arizona, Colorado, Iowa, Louisiana, and Texas. Headquartered in Foley, AL, we understand the specific regional risks and DOT requirements for your local and interstate routes.
How much does commercial trucking insurance cost?
Rates vary based on your fleet size, operational radius, and cargo. Small fleets might see $8K-$15K/year per truck, but we provide highly competitive, tailored GEICO quotes for fleets operating anywhere from Dallas, TX to Denver, CO. Call or TEXT (251) 202-7229 for a precise estimate for your business!
Do you insure both small and large commercial fleets?
Yes! Whether you are an owner-operator in Phoenix, AZ with a single hotshot truck, or a motor carrier in Baton Rouge, LA managing 50+ semi-trucks, we scale our GEICO-backed coverage to fit your exact business needs.
What is the difference between Primary Liability and General Liability?
Primary Liability covers on-road accidents (bodily injury and property damage) and is strictly required by the FMCSA and state DOTs. General Liability covers off-road risks, such as a slip-and-fall at your commercial yard or accidental property damage by a driver at a client’s delivery dock.
Do I need Non-Trucking Liability (Bobtail) insurance?
If you are an independent owner-operator leased to a motor carrier, yes. You need non-trucking liability to cover you during personal, off-duty use (e.g., driving your truck home or to the mechanic) when your motor carrier’s primary liability policy is not active.
What does Motor Truck Cargo insurance cover?
It covers the actual freight you are hauling against damage, theft, or loss—such as a severe weather event in Louisiana or a refrigeration breakdown in Iowa—until the load safely reaches its destination. Freight brokers require this coverage before dispatching high-value loads.
Can you help with FMCSA and state DOT compliance filings?
Absolutely. Barefoot One handles the necessary regulatory paperwork and filings (such as MCS-90 endorsements) to keep your commercial fleet street-legal and compliant across AL, AZ, CO, IA, LA, and TX.
How fast can I get a commercial auto quote?
We know time is money in the freight industry. We typically provide comprehensive, GEICO-backed commercial quotes within 1 business day. You can use our online forms or Call/TEXT (251) 202-7229 to get the process started immediately.
Got More Trucking Insurance Questions?
Barefoot One Trucking Insurance is here to help keep your fleet protected. Call or TEXT (251) 202-7229 or contact us today for top-tier GEICO coverage!