Affordable Trucking Insurance for Alabama Fleets
Simple Trucking Coverage, Big Savings—Call 251-202-7229 for Your GEICO Quote!

Trucking Insurance That Keeps Alabama Truckers Rolling
Headquartered in Foley, Alabama, Barefoot One Trucking Insurance specializes in affordable trucking insurance for small fleets (10 or fewer trucks) while serving fleets of all sizes nationwide. As an authorized GEICO partner, we deliver top-tier trucking coverage—liability, cargo, physical damage, and more—right from Foley, AL to Birmingham, Mobile, and beyond. Alabama is our heart, with GEICO trucking insurance expanding to states like Mississippi and Tennessee. Call 251-202-7229 or get your trucking quote today!

• Small Fleet Focus: Tailored trucking plans for owner-operators and small crews.
• All Sizes Welcome: Big trucking fleets, we’ve got you covered too.
• Local Trucking Expertise: Foley-based, serving truckers coast to coast.

Why Truckers Choose Barefoot One

• Affordable Trucking Rates: GEICO-backed coverage for small and large fleets.
• No Trucking Hassle: Fast quotes—call 251-202-7229 or go online.
• Alabama Trucking Roots: Specializing in small fleets, serving all from Foley, AL.

Trucking Insurance Options

• Liability Trucking Insurance: Meet legal trucking requirements for all sizes.
• Physical Damage Trucking Insurance: Protect trucks of any fleet.
• Cargo Trucking Insurance: Secure your trucking load, big or small.
• Non-Trucking Liability Trucking Insurance: Bobtail coverage for off-duty trucking. Explore Trucking Coverage

Ready to Save on Trucking Insurance?
From Foley, AL to nationwide—get your GEICO trucking quote today!
Get Your Free Trucking Quote | 251-202-7229

GEICO’s trucking insurance options are tailored to meet the needs of for-hire truckers, owner-operators, and small motor carriers, focusing on flexibility and competitive rates. Below is a detailed list of the insurance options GEICO likely offers for trucking, based on the main services we’ve outlined, standard industry practices, and GEICO’s known commercial insurance framework. Note that availability can vary by state and specific underwriting criteria, so truckers should confirm with GEICO directly for their region (e.g., calling 251-202-7229 as listed in our pages).

1. Liability Trucking Insurance
Description: Covers damages or injuries you cause to others while operating your truck for business purposes. Meets FMCSA minimum requirements (e.g., $750K for general freight).

• Key Features: Bodily injury and property damage liability, essential for legal compliance and protection against lawsuits.
• Use Case: Mandatory for all truckers operating under a DOT number.

2. Physical Damage Trucking Insurance
Description: Protects your truck from damage due to collisions, theft, vandalism, or natural disasters (e.g., storms, floods).

• Key Features: Includes collision coverage (accidents) and comprehensive coverage (non-collision incidents like theft or weather damage).
• Use Case: Critical for owner-operators or fleets wanting to repair or replace their vehicles after unexpected events.

3. Cargo Trucking Insurance
Description: Covers loss or damage to the cargo you’re hauling, typically for goods owned by others (distinct from Motor Truck Cargo in some contexts).

• Key Features: Protection against theft, fire, or accidents during transit; limits and deductibles vary.
• Use Case: Ideal for truckers transporting goods locally or regionally, often required by shippers.

4. Non-Trucking Liability Trucking Insurance
Description: Provides liability coverage when your truck is used off-duty or not under dispatch (often called bobtail insurance).

• Key Features: Covers accidents during personal use or downtime, excluding cargo-related incidents.
• Use Case: Essential for owner-operators leased to motor carriers who need protection when not hauling loads.

5. General Liability Trucking Insurance
Description: Covers off-road risks related to your trucking business, such as property damage or injuries not involving your truck (e.g., at a dock or lot).

• Key Features: Protection against lawsuits, slip-and-fall incidents, or third-party property damage during business operations.
• Use Case: Valuable for trucking businesses with premises or interactions beyond driving.

6. Motor Truck Cargo Trucking Insurance
Description: A more comprehensive cargo coverage option, protecting goods in transit and often including liability for cargo loss or damage.

• Key Features: Covers collisions, theft, fire, and sometimes spoilage (e.g., for refrigerated loads with optional endorsements); tailored for for-hire truckers.
• Use Case: Preferred by truckers hauling diverse or high-value freight, often required by clients or brokers.

Additional GEICO Trucking Insurance Options
(check with us on these for availability in your area) Beyond the six main services, GEICO typically offers endorsements or optional coverages to enhance a trucking policy. These are inferred from their commercial auto insurance model and industry norms:

• Uninsured/Underinsured Motorist Coverage: Protects you if hit by a driver with insufficient or no insurance.
• Medical Payments Coverage: Covers medical expenses for you or your passengers after an accident, regardless of fault.
• Roadside Assistance: Provides 24/7 help for breakdowns, flat tires, or towing.
• Rental Reimbursement/Downtime Coverage: Pays for a rental truck or lost income if your vehicle is sidelined due to a covered loss.
• Trailer Interchange Coverage: Covers trailers you don’t own but use under a trailer interchange agreement.
• Refrigeration Breakdown Endorsement: Adds spoilage protection for refrigerated cargo (often paired with Motor Truck Cargo).
• Hired Auto Coverage: Extends liability and physical damage to rented or borrowed vehicles used in your business.