Affordable Commercial Auto Insurance for Fleets
Simple Trucking Coverage, Big Savings—Call or TEXT (251) 202-7229 for Your Quote!

Trucking Insurance That Keeps Fleets Rolling
Headquartered in Foley, Alabama, Barefoot One specializes in affordable commercial auto and trucking insurance tailored for fleets operating across the United States. We proudly serve owner-operators and motor carriers in AL, AZ, AR, CA, CO, IL, IA, LA, MO, and TX. Partnering with industry leaders like GEICO and Progressive, we deliver top-tier commercial auto coverage—including primary liability, cargo, physical damage, and non-trucking liability—designed specifically for local routes and cross-country hauling.

Why Truckers Choose Barefoot One

• Small Fleet Focus: Tailored trucking plans for owner-operators and small crews (0-9 trucks).
• Large Fleet Solutions: Comprehensive, scalable risk management for big trucking fleets (10+ trucks).
• Affordable Commercial Rates: Top-tier coverage backed by trusted carriers for operations of all sizes.
• Dedicated Support: We handle the heavy lifting with compliance and filings so you can focus on the road.

Agent Career Opportunities: Join Our Multi-State Team

Barefoot One is rapidly expanding, and we are actively recruiting ambitious, licensed commercial trucking agents across Alabama, Arizona, Arkansas, California, Colorado, Illinois, Iowa, Louisiana, Missouri, and Texas. We are especially looking for driven bilingual (Spanish/English) professionals to help us serve the rapidly growing Hispanic owner-operator market.

When you join Barefoot One, you get access to a cutting-edge, automated CRM pipeline and seamless lead-routing technology. We handle the administrative heavy lifting so you can spend 100% of your time selling, closing deals, and maximizing your commissions. Reach out today to start a rewarding career with a modern agency.

Commercial Auto & Trucking Insurance Options

• Liability Trucking Insurance: Meet legal FMCSA and state DOT requirements for fleets of all sizes.
• Physical Damage Insurance: Protect trucks against collision, severe weather, and theft.
• Motor Truck Cargo Insurance: Secure your load, big or small, from dock to destination.
• Non-Trucking Liability (Bobtail): Essential coverage for off-duty or non-dispatch travel.

Ready to Save on Commercial Auto Insurance?
From the Gulf Coast to the West Coast, we have you covered. Get your commercial trucking quote today!
Get Your Free Trucking Quote | Call or TEXT (251) 202-7229

Our trucking insurance options are tailored to meet the needs of for-hire truckers, owner-operators, and motor carriers nationwide, with a strong focus on our regional clients in AL, AZ, AR, CA, CO, IL, IA, LA, MO, and TX. We prioritize flexibility and competitive rates for all our clients. Below is a detailed list of the core commercial trucking coverages we offer through our top-rated partners. Call or TEXT (251) 202-7229 to confirm availability in your state!

1. Primary Liability Trucking Insurance
Covers damages or injuries you cause to others while operating your truck for business purposes.

• Key Features: Bodily injury and property damage liability protection against lawsuits.
• Use Case: Mandatory for all truckers operating under a DOT number to meet FMCSA minimums.

2. Physical Damage Insurance
Protects your truck from damage due to collisions, theft, vandalism, or natural disasters.

• Key Features: Includes collision coverage and comprehensive coverage for non-collision incidents.
• Use Case: Critical for owner-operators or fleets wanting to protect their assets from unexpected events.

3. Motor Truck Cargo Insurance
Comprehensive cargo coverage protecting goods in transit.

• Key Features: Covers collisions, theft, fire, and spoilage (with optional endorsements).
• Use Case: Essential for for-hire truckers hauling diverse or high-value freight; often required by brokers.

4. Non-Trucking Liability (Bobtail) Insurance
Provides liability coverage when your truck is used off-duty or not under dispatch.

• Key Features: Covers accidents during personal use or downtime.
• Use Case: Crucial for owner-operators leased to motor carriers needing protection off the clock.

5. General Liability Trucking Insurance
Covers off-road risks related to your trucking business, such as property damage or injuries not involving your truck.

• Key Features: Protection against premises liability, slip-and-fall incidents, or delivery site damage.
• Use Case: Valuable for trucking businesses with physical locations or extensive non-driving operations.

Additional Commercial Auto Coverages
Beyond the main policies, we offer specific endorsements to enhance your trucking protection:

• Uninsured/Underinsured Motorist: Protection if hit by a driver with insufficient insurance.
• Medical Payments: Covers medical expenses for you or your passengers after an accident.
• Roadside Assistance: 24/7 help for breakdowns, flat tires, or towing.
• Trailer Interchange: Covers trailers you do not own but use under an interchange agreement.
• Refrigeration Breakdown: Adds spoilage protection for refrigerated cargo.

Get Your Free Trucking Quote | Call or TEXT (251) 202-7229