Affordable Commercial Auto Insurance for Fleets
Simple Trucking Coverage, Big Savings—Call or TEXT (251) 202-7229 for Your GEICO Quote!

Trucking Insurance That Keeps Fleets Rolling
Headquartered in Foley, Alabama, Barefoot One Trucking Insurance specializes in affordable commercial auto and trucking insurance tailored for fleets operating across Alabama, Arizona, Colorado, Texas, Louisiana, and Iowa. As an authorized GEICO partner, we deliver top-tier commercial auto coverage—including primary liability, cargo, physical damage, and non-trucking liability—designed specifically for local routes and cross-country hauling. Call or TEXT (251) 202-7229 to get your free fleet insurance quote today!

• Small Fleet Focus: Tailored trucking plans for owner-operators and small crews (0-9 trucks).
• Large Fleet Solutions: Comprehensive, scalable risk management for big trucking fleets (10+ trucks).
• Regional Expertise: Specializing in the unique DOT requirements and transport risks of AL, AZ, CO, TX, LA, and IA.

Why Truckers Choose Barefoot One

• Affordable Commercial Rates: GEICO-backed coverage for both small and large commercial operations.
• No Trucking Hassle: Fast quotes—call or TEXT (251) 202-7229 or go online.
• Dedicated Support: We handle the heavy lifting with compliance and filings so you can focus on the road.

Commercial Auto & Trucking Insurance Options

• Liability Trucking Insurance: Meet legal FMCSA and state DOT requirements for fleets of all sizes.
• Physical Damage Insurance: Protect trucks against collision, severe weather, and theft.
• Motor Truck Cargo Insurance: Secure your load, big or small, from dock to destination.
• Non-Trucking Liability (Bobtail): Essential coverage for off-duty or non-dispatch travel.

Ready to Save on Commercial Auto Insurance?
From the Gulf Coast to the Rocky Mountains—we serve AL, AZ, CO, IA, LA, and TX. Get your GEICO commercial trucking quote today!
Get Your Free Trucking Quote | Call or TEXT (251) 202-7229

GEICO’s trucking insurance options are tailored to meet the needs of for-hire truckers, owner-operators, and motor carriers in Alabama, Arizona, Colorado, Iowa, Louisiana, and Texas. We focus on flexibility and competitive rates for our regional clients. Below is a detailed list of the coverage options GEICO likely offers for commercial trucking fleets. Availability can vary by state and specific underwriting criteria, so truckers should confirm with us directly. Call or TEXT (251) 202-7229

1. Primary Liability Trucking Insurance
Description: Covers damages or injuries you cause to others while operating your truck for business purposes. Meets FMCSA minimum requirements (e.g., $750K for general freight).

• Key Features: Bodily injury and property damage liability, essential for legal compliance and protection against lawsuits.
• Use Case: Mandatory for all truckers operating under a DOT number.

2. Physical Damage Insurance
Description: Protects your truck from damage due to collisions, theft, vandalism, or natural disasters (e.g., storms, floods, hail in CO or IA).

• Key Features: Includes collision coverage (accidents) and comprehensive coverage (non-collision incidents like theft or weather damage).
• Use Case: Critical for owner-operators or fleets wanting to repair or replace their vehicles after unexpected events.

3. Motor Truck Cargo Insurance
Description: A comprehensive cargo coverage option, protecting goods in transit and often including liability for cargo loss or damage.

• Key Features: Covers collisions, theft, fire, and sometimes spoilage (e.g., for refrigerated loads with optional endorsements); tailored for for-hire truckers.
• Use Case: Preferred by truckers hauling diverse or high-value freight, often required by clients, brokers, or port authorities.

4. Non-Trucking Liability (Bobtail) Insurance
Description: Provides liability coverage when your truck is used off-duty or not under dispatch.

• Key Features: Covers accidents during personal use or downtime, excluding cargo-related incidents.
• Use Case: Essential for owner-operators leased to motor carriers who need protection when not hauling loads.

5. General Liability Trucking Insurance
Description: Covers off-road risks related to your trucking business, such as property damage or injuries not involving your truck (e.g., at a dock, delivery site, or lot).

• Key Features: Protection against lawsuits, slip-and-fall incidents, or third-party property damage during business operations.
• Use Case: Valuable for trucking businesses with premises or interactions beyond driving.

Additional GEICO Commercial Auto Coverages
(check with us on these for availability in your specific state) Beyond the main services, GEICO typically offers endorsements or optional coverages to enhance a trucking policy:

• Uninsured/Underinsured Motorist Coverage: Protects you if hit by a driver with insufficient or no insurance.
• Medical Payments Coverage: Covers medical expenses for you or your passengers after an accident, regardless of fault.
• Roadside Assistance: Provides 24/7 help for breakdowns, flat tires, or towing.
• Trailer Interchange Coverage: Covers trailers you don’t own but use under a trailer interchange agreement.
• Refrigeration Breakdown Endorsement: Adds spoilage protection for refrigerated cargo.

Get Your Free Trucking Quote | Call or TEXT (251) 202-7229